High Value Shipping Insurance
What We Cover
RailGateway’s Shipping Insurance Policy Covers:
- All risks cargo insurance (the broadest form of coverage available) for the full exposure, for the full value of the cargo.
- Protection for freight costs incurred in the handling of a claim.
- Warehouse to warehouse protection ie Door to Door (But has to be declared as such AND no country restrictions).
- Covers all modes of transit that are available under the program
- Coverage includes Acts of God, terrorism, war, strikes, riots, etc.
- Coverage applies irrespective of the number of carriers/subcontractors involved in the shipment.
- Policy pays irrespective of who is responsible for the loss or damage.
- No need to prove fault on the part of the carriers.
- Insurance Valuation of CIF
Approved Commodities
- Antiques/art/Collectibles
- Automobiles
- Boats/Motorcycles/ATV
- Copiers and Printers
- Electronics
- Fragile Goods (glass, ceramics, marble)
- Furniture/Signs/lights/lighting equipment
- General Merchandise (New, used and refurbished)
- Jewlery/watches/precious stones
- Medical/Kitchen/Musical/Bathroom/ Building Equipment and/or Material
- Mining/construction/industrial
- Non-Perishable Foods/Beverages
- Perishable/temperature controlled/Food
- Wine/Spirits/Alcohol/Beer
Excluded Commodities: Cannot be Insured
Excluded commodities are items that cannot be insured under any circumstances. These exclusions ensure compliance with laws and regulations while minimizing risk.
The following items are excluded from coverage:
- Live Plants or Animals (including reptiles, snakes, birds, insects, etc.)
- Bullion, Currency, Money, Securities, Accounts, Bills, Deeds, Evidence of Debt, Notes, Stamps, Bonds, Gift Cards, etc.
- Precious Metals (gold, silver, etc., in forms such as ingots, bullion, coins)
- Human Remains (including ashes)
- Medical Samples and Biological Products (e.g., diagnostic specimens, blood, plasma, embryos, or bodily fluids)
- Ammunition and Explosives of any kind
- Counterfeit, Illegal, or Pirated Goods or Materials
- Firearms
- Industrial Diamonds/Carbons; Gems, Gemstones, Furs, and Statuary
- Perishable Items
- Pharmaceuticals
- Temperature-Controlled Items
- Automobiles, Trucks, Vans, Motorcycles, ATVs (Commercial Transactions)
- Industrial/Commercial/Heavy Machinery and Equipment
- Precious Metals and Stones (including unfinished jewelry)
- Cannabis outside Canadian borders
- Any Item(s) Prohibited by Federal, State, or Local Laws or Regulations
Referred Shipments (Require Approval):
Referred shipments terms and conditions are subject to change. As the shipment is referred, the shipment requires additional review. Based on the information, terms and conditions may be adjusted from what is listed in the guide book. This book is the typical conditions however, the final and actual pricing and conditions are what is listed on the certificate / policy wording.
FAQs
You sure can! We provide insurance for shipments created with North America’s top carriers. Click here to see the full list of approved couriers. If you don’t see your preferred courier, no problem! Just reach out to us, and we’ll work with you to coordinate coverage.
A deductible may be applicable at the time of your claim and is dependent on the type of product/item you are shipping. Please contact us for details.
Some items are excluded from coverage, while others require prior approval.
Excluded Commodity:
These can not be insured
- Live Plants or Animals (including reptiles, snakes, birds, insects,etc.)
- Bullion, Currency, Money, Securities, Accounts, Bills, Deeds, Evidence of Debt, Notes, Stamps, Bonds, Gift cards, etc.
- Precious Metals (gold, silver, etc. in forms of ingots, bullion, coins, etc.) Human remains (including ashes)
- Medical Samples and/or biological products/diagnostic specimens, blood, blood products, plasma, embryos, human or animal specimens or tissues, urine, bodily fluids.
- Ammunition and/or Explosives of any type
- Counterfeit, Illegal or Pirated goods or material Any item(s) the carriage of which is prohibited by any law, regulation or statute of any federal, state or local government to or through which the shipment may be carried.
- Firearms
- Industrial Diamonds / Carbons; Gems, Gemstones, Furs and Statuary Perishable items
- Pharmaceuticals Temperature controlled items
- Automobiles/Trucks/Vans/Motorcycles/ATVs (Commercial Transaction) Industrial/Commercial/Heavy Machinery and Equipment
- Precious Metals and Stones (including unfinished Jewellery)
- Cannabis
Restricted Commodity:
These may be insured with prior approval and conditions:
- Alcoholic Beverages
- Dangerous Goods
- Prescription Medication
- Tobacco Products
- Personal Effects
Our shipping insurance protects your goods against loss or damage while in transit. We offer coverage up to $250,000, one of the highest limits in the industry.
Yes, we cover both domestic and international shipments!
International coverage is highly recommended, as there are more touchpoints and potential risks when shipping across borders. Protect your goods and your business with peace of mind.
Filing a claim is as easy as purchasing insurance! Just click ‘File a Claim’ next to the shipment or policy in your account, provide the required information, and hit submit. We’ll take care of the rest.
Ship With Confidence
Want to talk to one of our experts?
Get started on your shipping insurance coverage by contacting us today!